Prime Hard Money Loans Evaluations

- Earnings is said and never verified.
- Buy, fee and term, or cash out refinance. Undocumented aliens with ITIN numbers are not allowed beneath this program.
- Documented potential to repay could also be applicable under certain situations.
- US residents, everlasting resident aliens, and international nationals with legitimate passport and US visa are allowed.
- $5,000,000 maximum mortgage quantity.
- 500 minimal credit rating required.
- Up to 65% loan-to-worth for cash-out refinances (see pointers).
- SFR, PUDs, condos, townhouses, and 2-4 items allowed.
- Proprietor-user, second home or investment properties.
- Mixed-use residential property with commercial influence allowed on case-by-case basis.
- $100,000 minimal loan amount.
- Up to 70% loan-to-worth for purchases and price/term refinances (see pointers).
- No reserves required.


- All loans require impounding of property taxes and hazard insurance. - Property should be situated in the State of California.
- No prepayment penalty.




To download underwriting guidelines

for our arduous cash loan program:
- Out there as a 5/1 ARM or hard money loans san diego 7/1 ARM solely, amortized over 30 years.

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