Five Ways To Simplify Hard Money Loans

- Income is stated and not verified.
- Buy, price and time period, or money out refinance. Undocumented aliens with ITIN numbers are not allowed under this program.
- Documented capability to repay may be applicable underneath certain situations.
- US residents, everlasting resident aliens, and international nationals with valid passport and US visa are allowed.
- $5,000,000 most mortgage quantity.
- 500 minimum credit rating required.
- Up to 65% loan-to-value for cash-out refinances (see pointers).
- SFR, PUDs, condos, townhouses, and 2-4 units allowed.
- Owner-person, second dwelling or investment properties.
- Combined-use residential property with industrial influence allowed on case-by-case foundation.
- $100,000 minimum loan amount.
- Up to 70% loan-to-value for purchases and rate/term refinances (see pointers).
- No reserves required.


- All loans require impounding of property taxes and hazard insurance coverage. - Property should be situated within the State of California.
- No prepayment penalty.




To obtain underwriting tips

for our laborious cash loan program:
- Out there as a 5/1 ARM or 7/1 ARM only, amortized over 30 years.

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