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- Revenue is said and never verified.
- Purchase, charge and time period, or money out refinance. Undocumented aliens with ITIN numbers should not allowed under this program.
- Documented capability to repay could also be relevant underneath certain situations.
- US residents, everlasting resident aliens, and foreign nationals with legitimate passport and US visa are allowed.
- $5,000,000 most mortgage quantity.
- 500 minimal credit score required.
- As much as 65% mortgage-to-worth for money-out refinances (see tips).
- SFR, PUDs, condos, townhouses, and 2-4 items allowed.
- Owner-user, second residence or funding properties.
- Blended-use residential property with business affect allowed on case-by-case foundation.
- $100,000 minimal mortgage amount.
- As much as 70% loan-to-value for purchases and fee/time period refinances (see pointers).
- No reserves required.


- All loans require impounding of property taxes and hazard insurance. - Property should be located in the State of California.
- No prepayment penalty.




To obtain underwriting pointers

for our arduous cash mortgage program:
- Available as a 5/1 ARM or 7/1 ARM only, amortized over 30 years.

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