5 Methods To Simplify Hard Money Loans

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- Income is acknowledged and never verified.
- Buy, charge and term, or cash out refinance. Undocumented aliens with ITIN numbers should not allowed beneath this program.
- Documented capability to repay may be relevant under sure eventualities.
- US citizens, permanent resident aliens, and foreign nationals with valid passport and US visa are allowed.
- $5,000,000 maximum mortgage amount.
- 500 minimal credit score required.
- Up to 65% mortgage-to-value for money-out refinances (see guidelines).
- SFR, PUDs, hard money loans bad credit condos, townhouses, and 2-four items allowed.
- Owner-user, second dwelling or investment properties.
- Mixed-use residential property with business influence allowed on case-by-case basis.
- $100,000 minimum mortgage amount.
- Up to 70% loan-to-value for purchases and charge/time period refinances (see tips).
- No reserves required.


- All loans require impounding of property taxes and hazard insurance. - Property must be situated in the State of California.
- No prepayment penalty.




To download underwriting tips

for our exhausting money loan program:
- Accessible as a 5/1 ARM or 7/1 ARM solely, amortized over 30 years.

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