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The sale date can't be earlier than three months and 20 days after the recording date of the discover of default. After three months expires (or up to five days prior), the foreclosing celebration records a discover of sale and mails a replica to the borrowers at the least 20 days earlier than the sale date. California is one of a few states that have a type of grace period constructed into the foreclosure course of. The lender that desires to foreclose must personally contact (or meet the necessities for trying to contact) borrowers to explore options for avoiding foreclosure 30 days earlier than recording the notice of default. The notice of sale is also posted on the property, in a public place, and revealed in a newspaper. The foreclosing get together then information a 3-month discover of default within the county recorder's workplace and mails a replica to the borrowers within ten enterprise days following recordation.
