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The sale date cannot be earlier than three months and 20 days after the recording date of the notice of default. After three months expires (or up to five days prior), the foreclosing party information a notice of sale and mails a duplicate to the borrowers not less than 20 days earlier than the sale date. California is one of some states which have a form of grace period constructed into the foreclosure course of. The lender that wants to foreclose should personally contact (or meet the requirements for attempting to contact) borrowers to discover choices for avoiding foreclosure 30 days before recording the discover of default. The discover of sale can be posted on the property, in a public place, and printed in a newspaper. The foreclosing celebration then data a three-month notice of default within the county recorder's workplace and mails a replica to the borrowers within ten business days following recordation.
